Afer is an insurance company. If you have a contract with them you are going to get a favorable terms and get a significant tax advantages. Insurances of any kind is something that people are looking for most especially if an insurance company has a good rate. Hubby and I are thinking of transferring to another insurance company our old insurance company is kind of expensive and we heard that some are not. So searching and knowing our insurance company is a must so we are not going to be broke just be keeping the payment up to date. ^_^
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